Legal

Terms of use

Effective September 17, 2026

By using this site, you agree to these terms. If you do not agree, do not use the site.

Educational use

Content is general information and does not create a professional-client relationship. You are responsible for deciding whether an activity is appropriate for you and for obtaining qualified advice when needed.

Intellectual property

Original text, branding, layout, and graphics are owned by Form First unless otherwise stated. You may link to our pages and quote short portions with attribution, but you may not republish entire articles without written permission.

No guarantees

We work to keep information accurate and available but do not guarantee uninterrupted access, error-free content, or specific fitness outcomes.

Third-party services

The site may link to or use services operated by others. Their terms and privacy practices apply to their services.

Changes

We may update these terms by posting a revised effective date. Continued use after an update constitutes acceptance of the revised terms.